BTC$80,574.69▲ 4.89%ETH$2,421.32▲ 7.24%USDT$0.9994▲ 0.04%BNB$719.21▲ 3.85%XRP$1.30▲ 4.05%USDC$1.00▲ 0.02%SOL$95.86▲ 4.42%TRX$0.3195▼ 0.78%FIGR_HELOC$1.05▲ 1.54%ZEC$1,290.97▲ 7.77%HYPE$84.23▲ 1.58%DOGE$0.0770▲ 3.78%XMR$118.70▲ 2.04%USDS$1.00▲ 0.02%WBT$77.95▲ 5.56%LINK$11.41▲ 5.58%LEO$9.34▲ 0.39%ADA$0.1966▲ 5.23%XLM$0.1675▲ 5.06%BCH$280.40▲ 3.73%NEAR$4.00▲ 5.57%UNI$7.67▲ 8.08%DAI$1.00▲ 0.01%USDE$1.00▲ 0.06%LTC$56.20▲ 5.22%RAIN$0.005972▼ 9.45%CC$0.0991▲ 4.31%AVAX$8.74▲ 4.15%SUI$0.9305▲ 5.72%USD1$0.9995▲ 0.07%GRAM$1.17▲ 1.06%XAUT$4,074.99▲ 3.79%HBAR$0.0726▲ 5.90%QNT$203.16▲ 7.40%USDG$1.00▲ 0.02%SHIB$0.000005▲ 3.79%TAO$236.10▲ 6.26%PYUSD$1.00▲ 0.02%CRO$0.0520▲ 4.66%RLUSD$1.00▲ 0.02%BTC$80,574.69▲ 4.89%ETH$2,421.32▲ 7.24%USDT$0.9994▲ 0.04%BNB$719.21▲ 3.85%XRP$1.30▲ 4.05%USDC$1.00▲ 0.02%SOL$95.86▲ 4.42%TRX$0.3195▼ 0.78%FIGR_HELOC$1.05▲ 1.54%ZEC$1,290.97▲ 7.77%HYPE$84.23▲ 1.58%DOGE$0.0770▲ 3.78%XMR$118.70▲ 2.04%USDS$1.00▲ 0.02%WBT$77.95▲ 5.56%LINK$11.41▲ 5.58%LEO$9.34▲ 0.39%ADA$0.1966▲ 5.23%XLM$0.1675▲ 5.06%BCH$280.40▲ 3.73%NEAR$4.00▲ 5.57%UNI$7.67▲ 8.08%DAI$1.00▲ 0.01%USDE$1.00▲ 0.06%LTC$56.20▲ 5.22%RAIN$0.005972▼ 9.45%CC$0.0991▲ 4.31%AVAX$8.74▲ 4.15%SUI$0.9305▲ 5.72%USD1$0.9995▲ 0.07%GRAM$1.17▲ 1.06%XAUT$4,074.99▲ 3.79%HBAR$0.0726▲ 5.90%QNT$203.16▲ 7.40%USDG$1.00▲ 0.02%SHIB$0.000005▲ 3.79%TAO$236.10▲ 6.26%PYUSD$1.00▲ 0.02%CRO$0.0520▲ 4.66%RLUSD$1.00▲ 0.02%

Smarty Pay vs XRP

Smarty Pay (SPY) and XRP (XRP) compared side by side.

$0.000224

24h: +0.03%
Market cap: —
Volume 24h: $8
Volatility (ann.): —

$1.3037

24h: +4.05%
Market cap: $82.73B
Volume 24h: $2.64B
Volatility (ann.): 65%

SPY 0.0%Share of the two combined market caps100.0% XRP

Performance

SPYXRP

7 days-1.93%-1.57%XRP
30 days—-13.43%—
90 days—+26.09%—
1 year—-40.82%—

Risk & extremes

Metric	SPY	XRP
Max drawdown (400d)	-4.5%	-67.3%
Risk-adjusted return (90d)	—	0.37
Best 30 days (past year)	—	+41.9%
Worst 30 days (past year)	—	-47.3%

Relative strength over 90 days: SPY outperformed XRP by 11.4% — measured on the SPY/XRP ratio, so it holds regardless of market direction.

Smarty Pay →XRP →